How to Invest Your First 1,000 Rupees
investing basics
beginners
·
Tax Planning for Investors: Save More, Keep More
From LTCG to STCG, Section 80C to 80D — this episode covers everything an Indian investor needs to know about taxes on investments.
Episode Summary
Taxes can silently eat into your investment returns if you’re not careful. This episode breaks down the Indian tax rules that every investor should understand.
Topics Covered
- Old vs New tax regime — which is better for investors?
- Capital gains tax: STCG (20%) and LTCG (12.5% above ₹1.25 lakh) on equity
- Debt fund taxation: now taxed at slab rate (post April 2023 changes)
- Section 80C investments: ELSS, PPF, EPF, NPS — how to maximise
- Section 80CCD(1B): the extra ₹50,000 NPS deduction
- Section 80D: health insurance premium deductions
- Tax harvesting: how to save LTCG tax by booking profits strategically
- Dividend taxation: now taxed at slab rate (not DDT)
- Common tax mistakes investors make
- When to consult a CA vs doing it yourself
