Disclaimer
Investment Disclaimer
SmartMoneyReport (smartmoney.report) publishes news, data, research, educational content, and financial calculators for informational and educational purposes only.
1. No Personalized Investment Advice
Nothing on this website constitutes personalized investment advice, a recommendation, an offer, or a solicitation to buy or sell any security, mutual fund unit, or other financial product. Content is prepared without reference to your specific investment objectives, financial situation, or needs.
While SmartMoneyReport’s promoter is registered with SEBI as an Investment Adviser, no personalized advisory services are currently offered through this website. Any future advisory services will be provided only under a separate, written investment-advisory agreement, after mandatory risk profiling and suitability assessment, in accordance with the SEBI (Investment Advisers) Regulations, 2013.
Before acting on any information published here, consider consulting a SEBI-registered investment adviser who can evaluate your individual circumstances.
2. Mutual Fund & Market Risk
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The value of investments can go down as well as up, and you may get back less than you invested.
3. Ratings, Scores & Screeners
The SmartMoney Score, fund screeners, model portfolios, and “top performing” lists are data-driven, rules-based, and educational. They are not recommendations to buy, sell, or hold any scheme or security. Rankings can change with market data and methodology updates. Where illustrative or delayed data is used, pages are labelled accordingly.
4. Calculators & Tools
All calculators and planning tools on this website produce illustrative estimates only. Actual outcomes will differ. Unless stated otherwise, calculator outputs exclude expense ratios, exit loads, transaction costs, and taxes. Assumed rates of return are user inputs or generic assumptions — they are not forecasts or assured returns.
5. Tax Content
Tax rules change with every Finance Act and may apply differently to your situation. Verify all tax content against the latest Income-tax provisions or consult a qualified chartered accountant before filing or making decisions.
6. News & Third-Party Data
Market data, NAVs, prices, and third-party content may be delayed, estimated, or contain errors. We attribute sources where practical and correct errors promptly (see our Editorial Policy), but we do not guarantee the accuracy, completeness, or timeliness of any information.
7. No Guaranteed Returns
No content on this website should be read as promising, guaranteeing, or implying any assured return, target return, or protection of capital.
8. Limitation of Liability
To the maximum extent permitted by law, SmartMoneyReport and its authors are not liable for any loss or damage arising from the use of, or reliance on, any content, data, tool, or link on this website.
If you have questions about this disclaimer, contact us.