Terms

Terms of Service

Welcome to SmartMoneyReport (smartmoney.report). By accessing or using our website, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing SmartMoneyReport, you agree to these terms and our Privacy Policy. If you do not agree, please do not use the website.

2. Description of Service

SmartMoneyReport is a financial news, education, and analysis platform focused on the Indian markets. We provide blog articles, explainer guides, research reports, podcast episodes, IPO analysis, and related tools.

3. Not Investment Advice

Nothing on SmartMoneyReport constitutes investment advice. All content is for informational and educational purposes only. SmartMoneyReport is not a SEBI-registered investment advisor, research analyst, or portfolio manager. You should consult a qualified, SEBI-registered financial advisor before making any investment decisions.

4. User Accounts

You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. You must provide accurate information during registration.

5. Premium Content

Some content requires a paid subscription. Subscription terms, pricing, and cancellation policies are described on our Membership page. We reserve the right to change pricing with reasonable notice to subscribers.

6. Intellectual Property

All content on SmartMoneyReport — including articles, research reports, podcast audio, images, graphics, and logos — is owned by SmartMoneyReport or its content creators and is protected under Indian copyright law. You may not reproduce, distribute, or republish our content without written permission.

7. User Conduct

You agree not to:

  • Use the website for any unlawful purpose
  • Scrape, crawl, or extract data from the website without permission
  • Attempt to gain unauthorised access to any part of the service
  • Post spam, misleading, or harmful content in comments or forums
  • Impersonate any person or entity

8. Disclaimer of Warranties

SmartMoneyReport is provided “as is” without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any content. Market data and financial information may be delayed or contain errors.

9. Limitation of Liability

SmartMoneyReport and its team shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or reliance on any content published here. Investment decisions are solely your responsibility.

10. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka.

11. Changes to Terms

We may update these terms from time to time. Continued use of the website after changes constitutes acceptance of the updated terms. Material changes will be communicated via email or a notice on the website.

12. Contact

For questions about these terms, visit our Contact page or see the Help Center.

Last updated: April 2026