Financial Calculators

SmartMoneyReport provides free financial calculators to help you plan your investments.

SIP Calculator

Calculate how much your monthly SIP investment will grow over time.

• Enter your monthly investment amount
• Set the expected annual return rate (use 12% for equity, 7% for debt as a rough guide)
• Choose the investment duration in years
• The calculator shows the total invested amount and estimated returns

Lump Sum Calculator

Calculate the future value of a one-time investment.

• Enter the investment amount
• Set the expected return rate and time period
• Compare with FD returns to see the difference

Retirement Calculator

Estimate how much you need to save for a comfortable retirement.

• Enter your current age and desired retirement age
• Set your current monthly expenses
• Adjust for inflation (use 6% for India)
• The calculator shows the corpus needed and monthly savings required

Tax Calculator

Compare your tax liability under the old and new tax regimes.

• Enter your gross income and deductions
• The calculator shows tax under both regimes
• Helps you decide which regime to choose

All calculators are for educational purposes only and provide approximate results. Consult a SEBI-registered financial advisor for personalised planning.