Insurance Explorer
Pick an insurance category, choose a lens, and see companies sorted on open public data — every ranking showing its inputs, formula and as-of date.
Data sourced from IRDAI.
Choose a Category
The Lenses
Claim Reliability
A high Claim Settlement Ratio (CSR) indicates that the insurer pays out a large percentage of the claims they receive. This is often the most critical metric for policyholders.
How it ranks: CSR = (Total Claims Settled / Total Claims Received) × 100
Financial Strength
The Solvency Ratio measures the size of a company's capital relative to all risks it has taken. IRDAI mandates a minimum ratio of 1.5.
How it ranks: Solvency Ratio = Available Solvency Margin / Required Solvency Margin